Portfolio Manager
Company: Inbank
Location: Pueblo
Posted on: April 19, 2024
Job Description:
Description:SUMMARY OF JOB:Lead the credit underwriting and
portfolio management process, for commercial loans (C&I,
Agricultural, Enterprise Value, Real Estate, Construction, Tax
Incentivized, Private Banking, etc.), in a manner designed to
maximize efficiency, accuracy, and quality. Collect, compile, and
analyze financial information to facilitate lending and monitoring
decisions for commercial credit requests. Mentor Credit
Analyst/Portfolio Manager staff to aid in their professional
development and career growth within the Organization. Work closely
with Bankers, Customers, and Credit Administration to steer the
credit underwriting and portfolio monitoring process and ensure it
is supportive and collaborative. ** 5+ years of experience is
required for this position** this position will be in-office, ideal
candidate will need to be in COESSENTIAL JOB RESPONSIBILITIES
- Manage the loan underwriting process and underwriting pipeline
to ensure credit quality and accuracy of output by Credit
Analyst/Portfolio Manager team.
- Underwrite complex C&I, Agricultural, Enterprise Value,
Real Estate, Construction, Tax Incentivized, and Private Banking
loan transactions for new and existing clients with complicated
borrowing structures. Responsible for compilation of data and
interpreting outcomes of analysis, utilizing sound credit
underwriting skills to recommend credit decisions, maximize credit
quality and minimize risk/potential loss to the Bank.
- Assist Credit Administration and Commercial Banking Staff with
Pre-Flight/Loan Committee presentations.
- Collaborate with Bankers on calls with existing and potential
Customers to better understand client needs in an effort to grow
the Bank's Book of Business.
- Ongoing monitoring of Commercial Banking Products to provide
portfolio-wide metrics used for regulatory reporting, internal risk
assessment/mitigation, Executive Management strategic decisioning,
etc.
- Strong sense of urgency and commitment to the Company's loan
growth goals.
- Work with Bankers to mentor Credit Analysts/Portfolio Managers
for the ongoing monitoring of Bank's Commercial Loan
Portfolio.
- Maintain current knowledge and follow all bank financial and
security regulations and procedures.
- Embody, embrace, and demonstrate InBank's Core Values:
Commitment, Innovation, Responsibility, Teamwork, Happiness, and
Authenticity.
- Other duties as assigned.Requirements: JOB
REQUIREMENTS:Education: Bachelor's/Master's degree or equivalent
work experienceWork Experience: 5+ years of experience in credit
analysis and/or lending activities; 6-8 years of relevant
experience with requisite competencies.Supervisory Experience: None
requiredLicenses/Accreditations: None requiredComputer Skills:
Advanced skills with Microsoft Office Suite, Credit Analysis
Software.Other Requirements: Advanced credit analysis and
analytical skills. Thorough knowledge of credit administration,
policy, and procedures. In-depth knowledge of risk analysis on a
variety of commercial credit types. Superior customer service
skills. Excellent technical report writing skills, verbal
communication, and interpersonal skills. Ability to effectively
manage multiple responsibilities and priorities. Ability to lead,
motivate, and foster teamwork. Ability to effectively discern
information and formulate appropriate action. Ability to think
critically and provide appropriate solutions. Occasional travel may
be required for meetings/trainings. Must be able to use fingers,
hands, and wrists for repetitive tasks such as typing, using a
mouse, handling paper, and operating a telephone. Ability to lift
up to 25 lbs.Preferred Skills/Experience: Prior supervisor
experience preferred. Ability to provide sound credit decisions
utilizing strong background in evaluating personal and business
financials. Strong attention to detail and accuracy; professional
and courteous communication skills. Ability to effectively
communicate between key internal business partners.SPECIFIC DUTIES
AND RESPONSIBILITIES:Customer Service: Ability to work effectively
with both internal and external contacts. Maintains confidentiality
in handling customer and bank information.Financial: Advanced
knowledge of commercial banking, economics, accounting, and
finance.Autonomy: Routinely uses critical-thinking skills to
appropriately address complex business problems.The applicant who
is selected for this position will be eligible for the following
compensation and benefits:
- Targeted hiring range based on experience: $75,000 - $125,000.
This range is an estimate based on potential employee
qualifications and other considerations permitted by law under the
Colorado Equal Pay for Equal Work Act and Equal Pay Transparency
Rules.
- Bonus Eligibility: Annual bonus based on Company Bonus
Plan/Individual Performance and is at the Company Discretion.
- Benefits: Medical, Dental, Vision insurance. Disability
insurance. Employee assistance program. Flexible spending account.
Health savings account. Life insurance.
- Paid Time Off: Vacation and sick leave, as well as paid Bank
Holidays.
- 401(k): Company match begins with the first contribution and
follows the company vesting schedule.
- Other: access to career training and development opportunities,
employee discounts.
- For more about InBank and our culture, visit us here: InBank is
an Equal Opportunity Employer committed to creating a diverse
workforce. We support a work environment where colleagues are
respected and given the opportunity to perform to their fullest
potential. We consider all qualified applicants without regard to
race, religion, color, sex, national origin, age, sexual
orientation, gender identity, disability or veteran status, or any
other characteristic protected by applicable federal, state, or
local laws. Compensation details: 75000-125000 Yearly
SalaryPI07c8dcf266bc-31181-34081754
Keywords: Inbank, Pueblo , Portfolio Manager, Executive , Pueblo, Colorado
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